ACPR stands for "Prudential Control and Resolution Authority", which is an independent French administrative authority responsible for the regulation, supervision and control of financial institutions and insurers. This entity is responsible for client protection, financial stability and risk prevention in the banking and insurance sector. ACPR issues standards and regulations, carries out checks and inspections, and can take surveillance and sanction measures in the event of non-compliance. Its objective is to guarantee the security and reliability of the French financial system.

Blockchain is a digital ledger technology that allows information to be stored and shared securely and transparently. It works like a chain of blocks containing transactions or data, where each block is cryptographically linked to the previous one. This decentralized structure guarantees the integrity of the data and prevents their modification or falsification. Blockchain is often used for financial transactions, smart contracts, and other applications where trust, transparency and security are essential.

The CSSF, or Commission de Surveillance du Secteur Financier, is the financial regulatory authority in Luxembourg. It is responsible for supervising and regulating the entire Luxembourg financial sector, including banks, insurance companies, fund managers, asset management companies, and other financial players. The CSSF's mission is to ensure the stability, integrity and transparency of Luxembourg's financial system. It issues licenses to financial companies, monitors their compliance with national and international regulations, and takes prudential supervision measures to minimize systemic risks. The CSSF also plays a crucial role in the fight against money laundering and terrorist financing by imposing strict compliance standards. It cooperates closely with other regulatory authorities and supervises Luxembourg's financial markets to ensure their proper functioning.

A DASP (digital asset service provider) is an entity that specializes in providing services related to digital assets such as cryptocurrencies. These providers play a vital role in the digital asset ecosystem by offering services for storing, managing, and exchanging these assets.
DASPs can offer secure digital wallets where users can store their digital assets, such as bitcoins or ethers.They put robust security measures in place such as cold storage systems to protect these assets from cyberattacks.
In addition to secure storage, DASPs also offer portfolio management services.They can help users track the value of their assets, transact and access real-time information on digital asset markets.
Some DASPs also offer exchange services, allowing users to buy and sell digital assets for fiat currencies or other cryptocurrencies. They thus facilitate the liquidity and convertibility of digital assets.
DASPs often have to comply with strict anti-money laundering (AML) and know-your-customer (KYC) regulations. This means that they must have user identification and transaction monitoring procedures in place to prevent illicit activity.
In summary, a DASP is an entity that specializes in providing services related to digital assets, such as secure storage, wallet management and exchange. They play a crucial role in the digital asset ecosystem by enabling users to manage and secure their assets in an online environment.

A EPT, or Electronic Payment Terminal, is an electronic device used by merchants to accept credit or debit card payments. It consists of a screen, a keyboard and a card reader, allowing customers to carry out secure transactions. EPTs are connected to a wired or wireless network to communicate with banks and authorize payments. They simplify electronic transactions and offer features such as contactless or mobile payments. EPTs guarantee the confidentiality of information and facilitate the financial management of merchants.

KYC (Know Your Customer) is a process used by financial institutions and other entities to verify the identity of their customers. It aims to collect personal information, such as identity documents, proof of address and financial data, in order to identify and authenticate customers. KYC is essential to prevent money laundering, terrorist financing and other illicit activities, while ensuring regulatory compliance and enhancing the security of financial transactions.

KYCOIN is an utility token issued by the Olky group. Available on the Polygon blockchain based on Ethereum to guarantee the security of transactions, KYCOIN offers its holders Pay, Pass & Wallet services. Share the successes of Olky with the reward system associated with KYCOIN.

A neobank is a digital financial institution that operates exclusively online and offers innovative banking services. Unlike traditional banks, neobanks do not have physical branches and offer a fully digital banking experience through user-friendly mobile apps. They generally offer current account, payment, money transfer services, as well as advanced financial management tools. Neobanks are distinguished by their agility, accessibility and technological orientation, and are often appreciated by users looking for practical and modern banking solutions.

First neobank for professionals. All the banking services you need: transfers, Instant Payment, collections and issuance of bank cards, payment terminals, Core and BtoB direct debits, electronic mandates, automatic collection of unpaid debts. Quick opening of an OlkyPro account with IBAN of your choice, either FR or LU.Web Banking allows you to efficiently manage your cash flow, your customers and your suppliers and to monitor your receipts and payments.The OlkyPro account is intended for commercial, financial and industrial companies of all size, everywhere in Europe. For new French or Luxembourg companies, use the services of OlkyPay to deposit your capital and set up your company.

KYC passport for individuals and professionals. Initialize your OlkyPass in a few minutes and access the world of payments and crypto-assets. OlkyPass saves you the tedious process of knowing your customer (KYC) and secures your relationships with service providers who accept it. OlkyPass ensures total confidentiality of your information which is neither disclosed nor used for commercial purposes. Identification by multiple aliases, public or private, leaves you in control of your data at any time, both for updating and deleting.

Cryptos and euros in the same wallet with IBAN.
Convert your euros and your digital assets. Quick and easy.
Send and receive safely euros and cryptos using a simple Alias.
Plan your transfers and your automatic investments. Obtain a bank card linked to your OlkyWallet.

A VAD module, or Distance Selling module, is an electronic payment system used for commercial transactions carried out remotely, generally by telephone or via the Internet. It allows merchants to process payments by collecting customer credit or debit card information and transmitting it securely for authorization and payment. The VAD module ensures the security of customers' personal and financial data by using encryption protocols. It facilitates online shopping and remote transactions reliably and securely.